“Money and Its Opposite,” Sandy Brash explains the workings and effects of tax payments and refunds, the abuse of the poor by public and private institutions, the spending habits of the working poor, the consumerist culture of the United States, and the omnipresence of money as a guiding factor in the lives of the working poor. For many working poor, the Earned Income Credit represents a once-a-year, significant source of income. It may equal the down payment on a car or house, pay other taxes, or pay a significant portion of bills or debt, and is hailed by Shipler as one of the few programs in place with a positive effect.
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